Fees, Insurance & Billing
Psychotherapy and psychological consultation are investments in you and your family’s health and well-being. Getting answers to your billing questions is an important part of that process. Below is a list of the services I provide, my typical fees, and the insurances I can accept.
Please note: when insurance is used, the insurance company sets the fee, which may be substantially different from my private-pay fees. I do not control the fees set by the insurance companies, which include the amount of your co-pay.
Services and fees
Intake session
60–90 minutes · the first session — assessment, diagnosis, and treatment planning, or an initial consultation.
If using insurance: set by insurance; the client typically has a co-pay (typically 10–50%).*
Private pay: $200**
Regular therapy session
45–53+ minutes · therapy or consultation.
If using insurance: set by insurance; the client typically has a co-pay (typically 10–50%). Some insurances limit the total number of regular sessions per year.*
Private pay: $150**
Consultation, school meeting, IEP / education meeting
On location as needed.
If using insurance: insurance does not cover this service; it must be paid for privately.
Private pay: $150 per 60 minutes (prorated), including travel time to and from the school or meeting destination.**
Phone / video consultation, email or letter writing
As needed.
If using insurance: email, letter writing, and phone consultations are not typically covered by insurance; such fees are charged to the client as a private-pay fee.
Private pay: $150 per 60 minutes (prorated)**
Brief phone consultations or emails (10 minutes or less) are typically complimentary and at no charge — unless they become frequent, at which time regular prorated fees will apply.
* If you have insurance, deductibles and other specifics of your plan may apply. The insurance provider sets the fee and determines any co-pays owed by you. Always contact your insurance company to determine the specifics of your benefits prior to coming to your first session.
** My private-pay fee may be reduced to accommodate sessions, and is done so solely at my discretion.
Insurances accepted
I am “in network” for each of the companies below. Remember to check with your insurance provider before beginning treatment to confirm that you have “outpatient mental health benefits,” or you may find your claims rejected when my biller submits them. Paying any claims not covered by your insurance company becomes the client’s sole responsibility.
- Blue Cross Blue Shield of Michigan — PPO, Blue Choice Preferred, TRUST, Blue Choice (POS), Blue Preferred Plus
- Cofinity
- Aetna (PPOM)
- HAP — Health Alliance Plan of Michigan
Paying your bill
You can pay your bill online with a credit card — no paper form, stamp, or hand-addressed envelope needed. The payment button opens a secure, encrypted payment service that complies with all state and national laws and works around the clock to keep your information safe and private.
Dr. Goldner’s biller — Premier Billing Specialist. Renee and her staff can answer any questions about your bill or balance, go over statements with you, and take payments over the phone. Billing statements are sent out monthly after any insurance benefits have been applied.
Phone: (586) 751-6034 · 27182 Dequindre Rd, Warren, MI 48092
What these billing terms mean
- Private pay
- Fees for service paid privately, out of pocket, by a client. Private-pay clients do not use insurance to pay for their sessions.
- Co-pay
- The amount an insurer requires you to pay per visit. The insurance payment and the client’s co-payment together pay the total fee for each session.
- Intake session
- The first therapy session. During the intake, you tell me why you have come, complete necessary paperwork, receive a diagnosis, and create the goals for your treatment plan. Typical intake sessions last 60–90 minutes.
- Regular session
- Every session after the intake. Regular sessions are shorter than an intake, usually 45–60 minutes; some may run longer if necessary.
- Family session
- A session (with or without the client present) where the focus is still on the client, but family members are involved in supporting the client’s treatment. All rules of client privacy and confidentiality are followed.
Contact Dr. Goldner
Questions about fees, insurance, or getting started? Contact me directly — by email or phone.